The standard settlement period for most currency pairs is two business days after the trade date, known as T+2. Some currency pairs settle earlier. For example, USD.CAD generally settles one business day after the trade date, known as T+1. For a Forex transaction to settle, the relevant settlement systems for both currencies must be open. If either currency has a settlement holiday on the target settlement date, settlement is usually deferred to the next valid business day for both currencies. Intervening holidays between the trade date and the normal settlement date may also affect settlement, depending on the currencies involved.
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